PawaPay is looking for a Senior Product Manager - Payments to own the strategy, roadmap, and delivery of its core payment products across African markets. In this high-impact role, you will work closely with Engineering, Operations, Commercial teams, and external payment providers to improve payment infrastructure and operational performance at scale.

You will drive the development of mobile money and bank payment products, optimize transaction flows, and contribute directly to expanding financial access across Africa.

• Own the full product lifecycle for mobile money and bank payment products from discovery through delivery and iteration.
• Define and maintain the payments product roadmap aligned with company strategy and market opportunities.
• Conduct market and competitive research across African payment ecosystems.
• Develop deep understanding of payment flows, routing, settlement, reconciliation, and operational performance.
• Collaborate closely with Engineering teams to prioritize backlog items and deliver scalable payment solutions.
• Define, track, and analyze product and operational KPIs to measure impact.
• Partner with country teams and payment providers to optimize local payment solutions.
• Work directly with banks, mobile money operators, and payment partners on integrations and market-specific challenges.
• Collaborate with Commercial and Customer Success teams to translate merchant feedback into product improvements.
• Drive a customer-centric and data-driven product development culture.

• 5–10 years of Product Management experience in payments, fintech, or financial infrastructure.
• Deep understanding of transaction processing, provider integrations, routing, settlement, reconciliation, and payment failure management.
• Experience delivering technically complex products in close collaboration with Engineering teams.
• Strong analytical and data-driven decision-making skills.
• Excellent stakeholder management and cross-functional communication abilities.
• Experience working in Agile product development environments.
• Highly desirable: Experience within African payment ecosystems and regulatory environments.
• Strong technical fluency with APIs, integrations, distributed systems, and payment architectures.
• Experience in startup or scale-up environments is considered a strong advantage.